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seller financing 0

Seller Financing

In today’s tight housing market, sellers and buyers are looking for alternative ways to finance home or property ownership. Seller financing can solve this problem in a big way. While most people turn to...

Credit Score 0

What Factors Determine a Credit Score?

A credit report is the key factor that any lender, including credit card companies, mortgage brokers, car dealers and banks, will examine to determine whether to extend credit to a potential borrower. Credit reports...

Credit Reports Explained 0

Credit Reports Explained

There’s something mysterious about credit reports, credit scores and the way that this information is provided to consumers. No one knows exactly how credit scores are calculated because agencies use secret formulas. However, you...

Repair Credit Report 0

How to Repair a Credit Report

A negative credit history can have serious repercussions. Lenders may refuse to extend credit, but a bad credit report can also cause landlords to deny potential tenants and employers to reject applicants. The credit...

Unsecured Personal Loans 0

Unsecured Personal Loans

In the world of personal finance, there are essentially two types of loans. One is called a secured loan and the other is called an unsecured loan. With a secured loan, the applicant has...

Secured Loans vs Unsecured Loans 0

Secured Loans vs Unsecured Loans

In today’s confusing world of finance and banking institutions, it can be easy to get lost in all the terminology. When it comes to loans, financial rules separate these into two categories: secured and...

Public Service Loan Forgiveness 0

Public Service Loan Forgiveness

Everyone with student loan debt wonders if there’s some secret method to discharging college loans. For some people, there is a way to make a student loan balance disappear, but there are several stipulations....

How Lotteries Work 0

How Lotteries Work

Lotteries have become very common in today’s world across the United States. While frowned upon in former times, lotteries are now permitted by law in 44 different states. Lottery laws vary significantly by state,...