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60-Second Installment Loans

Submit online and get an offer in seconds or call 844-875-9696 to request a loan by phone!

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Paydayr is based in the USA and is fully compliant with federal, state, and local lending policies, as well as, industry standards for the protection of consumer rights and the secure handling of personal information.1 Loan availability and terms may vary.

a better way to borrow money

Paydayr is a quick and free way to get a loan in as little as 60 seconds.

How it works: Simply complete one brief application, online or by phone, and lenders nationwide compete to offer you a loan. It’s that easy!

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Get an Installment Loan Online

Repay on a schedule that works for you.

Installment loans are always available to get you the cash you need to meet any and all financial obligations, in as little time as possible. Applying online is as easy as answering a few brief questions. Simply decide how much money you need and provide some basic background information about yourself. There are no fees for applying and you’re in no way obligated to accept any loan offers you receive.

It’s really that easy. In just a few seconds after you submit your application, you’ll receive offers that match your requirements from an extensive network of participating lenders. Simply select an offer that meets your needs and get a hassle-free installment loan online, with no paperwork and a straight forward repayment schedule. You save time and money by getting matched with a lender that meets your short-term cash needs, and if you’re not interested in the offers you receive or you change your mind about getting an installment loan, you can quit at any time, there’s no obligation or cost for applying.

Installment loans are a quick and easy way to get the extra money you need today with the convenience and flexibility of allowing you to repay your loan in smaller increments over time. Some lenders will give you a fixed payment schedule, others will allow you to choose your own payments and schedule. In either case, installment loans are designed to fit your needs and work within your budget. Short-term installment loans also offer a lower cost and more flexible alternative to traditional payday loans or cash advances.

What’s Required to Get an Installment Loan Online?

Most short-term installment loans don’t require collateral, though this will depend on the size and purpose of the loan, as well as, your ability to repay. A down payment and credit score may also be required for some larger loans, but this is usually unnecessary in the case of loans that will be repaid within a short period of time. All loans will require some basic information about the applicant, and that some or all of the following requirements are met.

  1. Be 18 or older with valid ID
  2. Have a job or another form of weekly or monthly income
  3. Make at least $1,000 a month
  4. Have a bank account
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