Credit

personal loans replacing credit cards 0

Personal Loans Replacing Credit Cards

Personal loans existed as a way for consumers to access short term credit long before credit cards were even invented. When they first became available, credit cards were actually charge cards which required the...

Credit Score 0

What Factors Determine a Credit Score?

A credit report is the key factor that any lender, including credit card companies, mortgage brokers, car dealers and banks, will examine to determine whether to extend credit to a potential borrower. Credit reports...

Credit Reports Explained 0

Credit Reports Explained

There’s something mysterious about credit reports, credit scores and the way that this information is provided to consumers. No one knows exactly how credit scores are calculated because agencies use secret formulas. However, you...

Repair Credit Report 0

How to Repair a Credit Report

A negative credit history can have serious repercussions. Lenders may refuse to extend credit, but a bad credit report can also cause landlords to deny potential tenants and employers to reject applicants. The credit...

How to Get a Loan with Bad Credit 0

How to Get a Loan with Bad Credit

If you have bad credit, it’s going to be difficult to get a loan, and the loans that you can get are likely going to have high interest rates. Still, when you need a...

Secured Loans vs Unsecured Loans 0

Secured Loans vs Unsecured Loans

In today’s confusing world of finance and banking institutions, it can be easy to get lost in all the terminology. When it comes to loans, financial rules separate these into two categories: secured and...