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Secure and confidential payday advance loan handling online. You can also call during normal business hours to request a loan by phone! Most payday advance loans are processed same day with funding on the next business day. Loan availability and terms may vary.

A better way to get a loan!

Dozens of lenders from throughout the country are competing to offer you a loan. We securely handle your information and find a lender that's ready to give you a loan.
Best of all, it's not an application. When you request a loan through Paydayr, there's no commitment or obligation. You're in control every step of the way.
If you like the offer, all you have to do is accept it and get paid. It's really that easy! If you have any questions, experienced professionals are available to help you by phone, email, or live chat.

Payday Advance Loans Online

Get as much as $1,000 as soon as tomorrow by completing a short request for a payday advance loan online. All you need to get started is your employment information and a single form of ID. Most lenders don’t run your credit report, so there’s no need to worry about an imperfect credit history. There are no lines to wait in, or lengthy stacks of paperwork to complete. You request a loan online any time of the day, any day of the week, and be approved for a payday advance in minutes.

Thousands of people just like you are approved for payday advance loans every day. If you’re in need of some extra money to get you by, until your next payday, then a getting a fast payday advance online may be the answer. To get an advance online, just select the amount of money you need and answer of a few short questions. When you submit your request, you’ll be connected with one or more lenders from a large network of payday advance providers that can give you the money you need today. You can review the terms of their offers, as well as, how much they’re willing to lend, and choose the payday advance that fits your needs and your budget.

You’ll be working directly with experienced professionals in the payday advance industry. These payday advance experts will review your application securely and confidentially to find the right option for you. They’ll also be available to answer any questions you may have about the loan terms or fees. Once you’ve been approved for a payday advance loan online, and you accept an offer, the money will be electronically deposited into your bank account. With a same day payday advance, your money will usually be available by the next business day.

Payday advance providers offer custom loan solutions to meet your short-term cash needs. With flexible terms and pricing, you’ll get a loan that’s built just for you. Every payday advance is backed by a trusted and reputable lender that will work with you to find the right solution. From an easy-to-follow, no paperwork, no waiting, no credit needed process, to a clear repayment schedule, you’ll receive best in class service from start to finish. Don’t wait until it’s too late. You can prevent bounced checks, overdraft fess and late payment charges, by getting a same day payday advance loan online, right now.

How the Payday Advance Process Works

Get from $100 to $1,000 as quickly as possible by requesting a payday advance loan online. If you’re in need of a cash advance, then this is the place for you. The lenders you’ll find here specialize in providing payday advance loans online. So you can be sure that you’ll receive fast and reliable service from professional payday lending experts who can help you get approved for the cash you need in minutes.

How to Get a Fast Payday Advance Loan

Paydayr connects you with payday advance loan providers that can offer you up to $1,000, electronically deposited to your bank account the next business day or sooner. If you need some extra cash to deal with personal money matters before your next payday, a payday advance loan can be the solution, especially when you’re in urgent need of money today. Cash advance loans are specifically made to help you handle unexpected bills, like medical expenses, car repairs or late payments that have to be paid now. These types of loans are secured with your paycheck, which is why you’ll never have to provide any sort of collateral to get approved, or worry about any past credit problems being an issue.

Get connected with lender’s in nearly any state or region, any day of the week, and any hour of the day or night.

There are many situations that call for a payday loan, with the most common being bills that have stacked up and face possible late payment charges, services being cut off, or even the threat of legal action. Whatever your situation may be, you can rest easy knowing that your financial obligations are taken care of with a quick and easy cash advance loan, from a trusted direct lender. When you request a payday advance, you’ll receive notification of your request status, usually within minutes. Once the direct lender has reviewed and approved your application, your money will typically be deposited by the next business day, or even sooner in the case of a same day advance.

The requirements to get an advance loan online are minimal and straight-forward.

The first and most important requirement is a source of income. Your income source can be a regular paycheck from your job, a retirement check, a government benefit payment, or any other form of regular, verifiable income. As long as you have a source of income, the remaining requirements are pretty simple and include; a checking account, savings account or any other financial account where you can receive direct deposits, and personal identity information, like your address and id number.

The most common terms for payday advances afford you about two weeks to repay the loan. If you can’t repay within this time frame, you may be able to make installment payments, or request an extension, dependent upon your loan providers policies and lending regulations in your area.

The amount to be repaid will include the original amount of the advance and a fee charged by your direct lender. The amount of this fee will vary from one lender to the next. Although, in most cases, you’ll be getting a payday advance to cope with an immediate financial situation, that can’t wait, it’s still best to carefully review the terms of your loan offer before accepting. An average payday loan will have an annual percentage rate, or APR, of as much as 500%. This is why you should always be certain that an expense is absolutely necessary before taking on a cash advance loan.

An online advance is a fast solution to short-term money needs. With an approval process that takes only a few minutes and money being deposited the next business day or sooner, you can get the cash you need to make ends meet until your next payday. This does, however, come with the added caveat of a significantly higher interest rate than one would pay with a traditional personal loan. Unlike traditional personal loans, which are designed for larger, long-term loans and have a set APR, short-term cash advance loans generally charged a fixed fee per $100 borrowed, regardless of the length of the loan or the borrower’s credit history. These are temporary loans that are only meant to be a short-term fix, until you get your next paycheck.

Why Use a Payday Advance

There are many reasons to look into getting a payday advance. The most common need for a short-term loan is to pay for unexpected bills and emergency expenses. Paying a mechanic or an automotive repair bill and emergency medical expenses are among the most common situations requiring a short-term payday advance loan, but in all actuality, the payday advance can be used for anything you need. There are millions of people who rely on payday loans or cash advances to cover these kinds of expenses, due to their relatively fast and easy accessibility. Using a payday advance loan to avoid overdraft fees and late bill payment charges not only saves money in the near-term, but also helps to avoid damage to your credit rating in the future. It’s important to know your financial limits and plan ahead. You can avoid having to extend your payday loan or cash advance, or taking out additional financing, by putting together a budget and keeping track of your expenses, to ensure that you’re able to repay your loan within a short time.

Common Uses for a Payday Advance Loan

  1. Not enough money to cover rent or a house payment. A payday loan can prevent late fees or even eviction.
  2. Auto repair bills. You need to have your car in working order and can’t wait for your next paycheck.
  3. Emergency medical bills. It’s bad enough to be in the hospital or to have a loved one in the hospital. A payday loan or cash advance can help to cover short-term medical expenses, so you have one less thing to worry about.
  4. Car insurance or Health Insurance. Letting your insurance lapse can, not only, result in stiff penalties, but also puts at serious risk of even bigger expenses, if something were to happen while you were without insurance.
  5. Utilities, cable, cell phone, and every other bill that needs to be paid on time. Missing a payment can result in a loss of important services you use everyday and leave with an even larger bill than you had to begin with.
  6. A friend or family-member in need. It can be difficult enough to handle your own bills, but when someone close to you needs your help a payday loan can make a big difference, fast.
  7. An important purchase. Sometimes there’s just something that you have to have, whether it’s a new purse or diapers for your baby, if it can’t wait, a payday loan can help you get what you need, when you need it.