ACCEPTANCE OF TERMS
THE FOLLOWING TERMS OF SERVICE (“TERMS”) CONSTITUTE A LEGAL AND BINDING CONTRACT BETWEEN YOU (“YOU”, “YOUR”) AND PAYDAYR (“OUR”, “US”, “WE”), GOVERNING YOUR ACCESS TO AND USE OF THE PAYDAYR PRODUCT, SOFTWARE, SERVICE AND WEBSITE (“SERVICE”, “WEBSITE”). BY ACCESSING THE SERVICE, YOU ARE REPRESENTING THAT YOU HAVE READ, UNDERSTAND AND AGREE TO THESE TERMS.
Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the website, you agree to become bound by the terms of this agreement. If you do not agree to all the terms of this agreement, then you may not access the Website or use any Services. If these terms are considered an offer by Paydayr, acceptance is expressly limited to these terms. The Website is available only to individuals who are at least 13 years of age.
CHANGES TO TERMS
Paydayr may change these Terms at any time or from time to time, at its sole discretion, by posting such changes here. Your continued use of the Service constitutes your acceptance of the Terms in their most current version.
Any and all content displayed on or contained within the Service, including without limitation, Site software, text, images, and audio and/or visual elements (the “Content”) are the property of Paydayr or it’s licensors and are protected by copyright, trademark and/or other intellectual property laws and treaties.
Your account with Paydayr entitles You, in exchange for any applicable fees and subject to certain limitations as described herein, to a non-exclusive, non-transferable, license to access and use the Service. You agree to use the Service only for personal and non-commercial purposes that are permitted by these Terms and any applicable law, regulation, or generally accepted practices in any applicable jurisdiction, and that you will not reproduce, copy, duplicate, sell, resell, rent or trade the Service (or any part thereof) for any purpose.
MODIFICATIONS TO THE SERVICE
Paydayr reserves the right to modify or stop the Service (or any part thereof), either temporarily or permanently, at any time or from time to time, with or without prior notice to you. You agree that Paydayr shall not be liable to you or any third party for any direct or indirect consequences of any modification, discontinuance of, or interruption to the Service.
If you post material to the Website or post links on the Website, or otherwise make (or allow any third party to make) material available by means of the Website (“CONTENT”), You are entirely responsible for the content of, and any harm resulting from, that Content. That is the case regardless of whether the Content in question constitutes text, graphics, an audio/video file, or computer software. By making Content available, you represent and warrant that:
- the downloading, copying and use of the Content will not infringe the proprietary rights, including but not limited to the copyright, patent, trademark or trade secret rights, of any third party;
- the Content does not contain or install any viruses, worms, malware, Trojan horses or other harmful or destructive content;
- the Content is not spam, is not machine- or randomly-generated, and does not contain unethical or unwanted commercial content designed to drive traffic to third party sites or boost the search engine rankings of third party sites, or to further unlawful acts (such as phishing) or mislead recipients as to the source of the material (such as spoofing);
- the Content is not pornographic, does not contain threats or incite violence towards individuals or entities, and does not violate the privacy or publicity rights of any third party;
By submitting Content to Paydayr for inclusion on the Website, you grant Paydayr a world-wide, royalty-free, and non-exclusive license to reproduce, modify, adapt and publish the Content.
Without limiting any of those representations or warranties, Paydayr has the right (though not the obligation) to, in Paydayr’s sole discretion (I) refuse or remove any content that, in Paydayr’s reasonable opinion, violates any Paydayr policy or is in any way harmful or objectionable, or (II) terminate or deny access to and use of the Website to any individual or entity for any reason, in Paydayr’s sole discretion.
THIRD PARTY MATERIALS
The Service (or certain components or features therein) may include materials from third parties and/or links to other web sites. These materials and web sites are not under the control of Paydayr and the inclusion of links or references to these materials or web sites is not an endorsement by Paydayr. Paydayr has not reviewed, and cannot review, all of the material, including computer software, posted to the Website, and cannot therefore be responsible for that material’s content, use or effects. By operating the Website, Paydayr does not represent or imply that it endorses the material there posted, or that it believes such material to be accurate, useful or non-harmful. You are responsible for taking precautions as necessary to protect yourself and your computer systems from viruses, worms, Trojan horses, and other harmful or destructive content. The Website may contain content that is offensive, indecent, or otherwise objectionable, as well as content containing technical inaccuracies, typographical mistakes, and other errors. The Website may also contain material that violates the privacy or publicity rights, or infringes the intellectual property and other proprietary rights, of third parties, or the downloading, copying or use of which is subject to additional terms and conditions, stated or unstated. You acknowledge and agree that Paydayr is not liable or responsible for any harm resulting from the use by visitors of the Website, or from any downloading by those visitors of content there posted.
This Agreement does not transfer from Paydayr to you any Paydayr or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with Paydayr. Paydayr, paydayr.com, the Paydayr logo, and all other trademarks, service marks, graphics and logos used in connection with Paydayr, or the Website are trademarks or registered trademarks of Paydayr or Paydayr’s licensors. Other trademarks, service marks, graphics and logos used in connection with the Website may be the trademarks of other third parties. Your use of the Website grants you no right or license to reproduce or otherwise use any Paydayr or third-party trademarks.
As Paydayr asks others to respect its intellectual property rights, it respects the intellectual property rights of others. If you believe that material located on or linked to by paydayr.com violates your copyright, you are encouraged to notify Paydayr. Paydayr will respond to all such notices, including as required or appropriate by removing the infringing material or disabling all links to the infringing material. If you believe that something on our Service violates your copyright, please provide a written communication containing the information specified below.
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
- A description of the copyrighted work that you believe has been infringed upon;
- The location of the material that you believe is infringing on the Site;
- Your address, telephone number, and e-mail address;
- A statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.
DISCLAIMER OF WARRANTIES
YOU AGREE THAT YOUR USE OF THE SERVICE IS AT YOUR SOLE RISK AND THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS, IMPLIED, STATUTORY OR OTHERWISE, INCLUDING THE IMPLIED WARRANTIES OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. WITHOUT LIMITING THE FOREGOING, PAYDAYR MAKES NO WARRANTY THAT (I) THE SERVICE WILL MEET YOUR REQUIREMENTS; (II) YOUR USE OF THE SERVICE WILL BE TIMELY, UNINTERRUPTED, SECURE OR ERROR-FREE; (III) ANY INFORMATION OBTAINED BY YOU AS A RESULT OF THE SERVICE WILL BE ACCURATE OR RELIABLE; OR THAT (IV) ANY ERRORS OR DEFECTS IN THE SERVICE WILL BE CORRECTED. AS SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES, TO THE EXTENT SUCH EXCLUSIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.
LIMITATION OF LIABILITIES
IN NO EVENT SHALL PAYDAYR BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, EXEMPLARY, SPECIAL OR PUNITIVE DAMAGES, INCLUDING, WITHOUT LIMITATION, THOSE RESULTING FROM LOSS OF USE, DATA OR PROFITS ARISING FROM YOUR USE OF THE SERVICE OR ANY THIRD PARTY MATERIALS OR WEB SITES, EVEN IF PAYDAYR HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, THE LIABILITY OF PAYDAYR TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION, SHALL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO PAYDAYR FOR THE SERVICE DURING THE TERM OF SUCH SERVICE. AS SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, TO THE EXTENT SUCH EXCLUSIONS ARE SPECIFICALLY PROHIBITED BY APPLICABLE LAW, SOME OF THESE EXCLUSIONS MAY NOT APPLY TO YOU.
You agree to indemnify and hold Paydayr and its affiliates, subsidiaries, directors, officers, employees, agents or other partners harmless from any claim or demand, including reasonable attorneys’ fees, due to or arising out of Your use of the Service, Your connection to the Service, any violation by You of these Terms or Your violation of any rights of another. This obligation shall survive the termination or expiration of these Terms and/or your use of the Service.
These Terms constitute the entire agreement between you and Paydayr, govern your use of the Service and completely replace any prior agreements between you and Paydayr in relation to the Service. Your access and use of certain third-party software, or third-party services, may be subject to additional terms and conditions applicable to such software or services. If any provision of these Terms, or portion thereof, is held invalid or unenforceable, that portion shall be construed in a manner consistent with applicable law to reflect, as nearly as possible, the original intentions of the parties, and the remaining Terms shall continue in full force and effect. Any failure by Paydayr to exercise or enforce any provision of these Terms, or any related right, shall not constitute a waiver of such provision or right.
By submitting your information via the Internet, you agree to receive certain notifications, disclosures and/or documents electronically. This Consent to Electronic Disclosures applies to the information you are providing on this Site and any other communications we or any third party lender may provide to you. By submitting your information you agree to receive all such notifications, disclosures and/or documents from us or any third party lender in electronic form or online in accordance with this document. You may withdraw your consent prior to submitting your information by exiting the website or by closing your browser. However, you will not be able to submit your information if you withdraw your consent by exiting the website or closing your browser. Following the submission of your information, you may be able to withdraw your consent to future electronic disclosures from a third party lender by contacting the lender directly, but due to rules regarding the timing of delivery of disclosures that need to be made to you, you acknowledge that an opt-out notice may not be received and acted upon by such third party lender prior to such disclosures being delivered to you electronically. We do not process opt-out communications for third party lenders, and each third party lender establishes its own rules regarding opting out of future electronic communications and disclosures.
All notifications, disclosures and/or documents that we or any third party lender provide to you in electronic format will be provided either (i) via e-mail; (ii) by access to a secure customer service website which will be provided to you in an e-mail notice sent to you when the documents are available; (iii) by posting on this Site or the lender’s site; (iv) by telephone call to your mobile device; or (v) by posting on a website designated for that purpose. All notifications, disclosures and/or documents provided in electronic or paper format from us or any third party lender to you will be considered “in writing,” and you should print a copy for your records. You may obtain any notifications, disclosures and/or documents in paper form without charge from us by printing them yourself from our website or the appropriate third party lender’s website when available. To access, view and retain the notifications, disclosures, and/or documents available to you in electronic form, you must have a device capable of accessing the Internet, an Internet browser software program that supports at least 128 bit encryption, sufficient electronic storage capacity, an e-mail account with an Internet service provider e-mail software. You should have a printer or a long-term storage device, such as your computer’s disk drive, to retain a copy of the disclosures or documents for future reference.
You agree and intend the federal Electronic Signatures in Global and National Commerce Act to apply to (i) your consent to receive notifications, disclosures and/or documents in electronic form; (ii) the information you provide, and (iii) our and/or any third party lenders’ ability to conduct business with you by electronic means.
By completing and submitting your information, you (i) agree to provide us with an accurate and complete e-mail address and other required information requested on this Site; (ii) confirm your consent to receive notifications, disclosures and/or documents from us and any third party lender in electronic format; (iii) affirmatively demonstrate your ability to access the notifications, disclosures and/or documents in electronic form; (iv) confirm that you have provided a current e-mail address at which electronic notifications, documents and/or disclosures can be sent to you; (v) acknowledge that you have read and reviewed the terms contained in this Electronic Disclosure section; and (vi) agree to the terms contained in this Electronic Disclosure section.
We and any third party lender, reserve the right, in our sole discretion, to discontinue electronic provision of notifications and/or documents. You will be provided with notice of any such termination or change as required by law.
To facilitate electronic commerce, to reduce the expense of records storage, and to obtain the benefits of faster access to records, you acknowledge and agree that all records may be stored electronically; and that neither we nor any third party lender will retain and have no obligation to retain any original or electronic documents for any period of time beyond the regulatory requirements. This applies to all notifications, disclosures and/or documentation. You further acknowledge and understand that all original and electronic notification, disclosures and/or documentation will be routinely destroyed, but not before the period of time designated by regulatory requirements. Records may be stored electronically via imaging, scanning, filming or other technology used for the storage of documentation via internal processes or third-party processors that we or any third party lender approve for these services. You agree that such storage shall be secure, and further agree that such records shall for all purposes be recognized and admissible in evidence or otherwise to prove the agreements, rights and obligations of the parties pursuant to any such records. We will retain your information for as long as needed to provide you services. If you wish to request that we no longer use your information to provide you services please contact us at here. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements. You are responsible for keeping your party lender(s) informed of any change in your electronic address or mailing address.
You may direct any questions concerning these Electronic Disclosures to:
13785 Research Blvd, Suite 125
Austin, Texas, 78750 | (844) 818-1470
paydayr.com (“Paydayr”) operates paydayr.com and may operate other websites. It is Paydayr’s policy to respect your privacy regarding any information we may collect while operating our websites.
Like most website operators, Paydayr collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Paydayr’s purpose in collecting non-personally identifying information is to better understand how Paydayr’s visitors use its website. From time to time, Paydayr may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.
Paydayr also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Paydayr only discloses IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.
Gathering of Personally-Identifying Information
Certain visitors to Paydayr’s websites choose to interact with Paydayr in ways that require Paydayr to gather personally-identifying information. The amount and type of information that Paydayr gathers depends on the nature of the interaction. For example, we ask visitors who sign up at paydayr.com to provide a username and email address. Those who engage in transactions with Paydayr are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Paydayr collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Paydayr. Paydayr does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.
Paydayr may collect statistics about the behavior of visitors to its websites. Paydayr may display this information publicly or provide it to others. However, Paydayr does not disclose personally-identifying information other than as described below.
Protection of Certain Personally-Identifying Information
Paydayr discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (I) need to know that information in order to process it on Paydayr’s behalf or to provide services available at Paydayr’s websites, and (II) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Paydayr’s websites, you consent to the transfer of such information to them. Paydayr will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Paydayr discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Paydayr believes in good faith that disclosure is reasonably necessary to protect the property or rights of Paydayr, third parties or the public at large. If you are a registered user of an Paydayr website and have supplied your email address, Paydayr may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Paydayr and our products. If you send us a request (for example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Paydayr takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information. This includes the use of encrypted connections during transmission of potentially personally-identifying and personally-identifying information, as well as, industry-standard physical, procedural and technological safeguards to prevent unauthorized access to systems storing potentially personally-identifying and personally-identifying information.
If Paydayr, or substantially all of its assets, were acquired, or in the unlikely event that Paydayr goes out of business, user information would be one of the assets that could be transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Paydayr may continue to use your personal information as set forth in this policy.
Paydayr is not a lending institution. This website facilitates the connecting of eligible users with a network of third-party lenders. Paydayr does not issue loans or operate any lending storefronts. Paydayr does not endorse or guarantee any third-party loan offers. Not all requests will be approved. Processing times will vary. Most lenders fund the next business day. Certain loan types and terms are not available in all areas. All offers are void where prohibited.